The COVID-19 pandemic and ensuing financial crisis has already broken many records for unemployment and financial losses set by the Great Recession of 2008-2009. Financial stimulus programs have launched without guidance to the financial community, all while banks now struggle to comply with CECL reporting and reserve requirements set by FASB in 2016. A chain reaction of business bankruptcies, M&A and consolidations might not be far behind. Is a tightening of credit standards and/or bank failures in our future?

Hear from an experienced panel of experts from the Bay Area banking community who will provide their valuable insights into how the current climate in the banking industry will change bank behavior and practices as a result of COVID-19.

  • Will underwriting standards change as a result of higher projected loss ratios?
  • How will banks shift their priorities in terms of who they lend to?
  • Will interruptions in payments trigger troubled debt restructuring?
  • How do emerging companies obtain financing for growth in a world of tighter credit?
  • How will the launch of IPOs and M&A transaction financing be impacted?

Join our panel of speakers for a 30-minute discussion of these and other issues followed by a Q&A with attendees via video chat:

  • Robert Coleman, Regional Accountant, FDIC
  • Mark Cadieux, Chief Credit Officer, Silicon Valley Bank
  • Dan Myers, CEO, Bridge Bank
  • Jeff Wishner, Managing Director, Keefe, Bruyette & Woods
  • Derek Criswell, Partner, Moss Adams

Moderated by:


Watch the Video:


Meet Our Panelists

Robert Coleman, Regional Accountant from the Federal Deposit Insurance Corporation (FDIC), San Francisco region.

Robert Coleman is the Regional Accountant for the Federal Deposit Insurance Corporation’s San Francisco Region, as position he has held since 2011. He has over 35 years of experience with the Agency.   Robert’s duties as Regional Accountant include training and consulting with bank examiners, bankers, CPA firms, and Washington and Regional Staff.  He was a bank examiner 13 years holding increasing levels of responsibility.  Prior to being promoted to Regional Accountant, Robert was a Senior Examiner working out of the Los Angeles Field Office.  As Senior Examiner, Robert was responsible for examining troubled and complex financial institutions. For 14 years prior to becoming a commissioned bank examiner, Robert worked in the FDIC’s Division of Finance as an accountant and senior accountant.  Robert’s duties during his employment with the Division of Finance included establishing bank liquidation offices and accounting for fail institutions.  While in Washington, DC Robert was a member of the FDIC Corporate Accounting Section.   The corporate accounting section was responsible for internal FDIC accounting including producing the FDIC annual report.   In the late 1980’s Robert managed the FDIC’s Cash Management Office.  As manager of the FDIC Cash Management Office, Robert was responsible for insuring appropriate funds were sent to acquiring institution to ensure timely bank resolution.  Robert was also responsible for managing the Bank Insurance Fund, the FSLIC resolution fund, and the Savings Association Insurance Fund. Robert graduated from Wichita State University with a BBA in Accounting and the University of San Francisco – School of Law with a Juris Doctor.  Robert is licensed as a CPA by the California State Board of Accountancy and as an Attorney by the State Bar of California.

Mark Cadieux, Chief Credit Officer, Silicon Valley Bank

Marc Cadieux is the Chief Credit Officer of Silicon Valley Bank (SVB), the bank of the world’s most innovative companies and their investors and a member of SVB Financial Group, where he is responsible for ensuring that SVB’s credit quality objectives are consistently met. In this role, Marc establishes and maintains credit policy and related processes, oversees all credit underwriting, loan approval, and portfolio management activities, and ensures that the Allowance for Credit Losses is adequate relative to the risk in the portfolio. Marc joined Silicon Valley Bank in 1992 to help establish its first loan workout and restructuring group and has since held positions of increasing responsibility in the areas of credit administration, business development, and relationship management during his tenure with the company. Marc’s former roles include Region Manager, where he led commercial banking in the Peninsula region of  the California Bay Area; Division Risk Manager for SVB’s Eastern Division, where he oversaw the company’s commercial lending activities in the Eastern U.S., Canada, the United Kingdom, and
Israel; and Assistant Chief Credit Officer, where he was responsible for a wide variety of loan approval and risk management activities across all segments of SVB’s loan portfolio. Prior to joining SVB, Marc held several positions with Pacific Western Bank and Bank of New England. Marc earned a bachelor’s degree in economics from Colby College.

Dan Myers, CEO, Bridge Bank

Daniel P. Myers is the founder and CEO of Bridge Bank, a $7 billion division of Western Alliance Bancorp, a $30 billion diversified business bank headquartered in Phoenix.  Over his 38 years in banking, he has participated in the startup and management of three business commercial banks and the turnaround of one bank, all in the Silicon Valley region.  He holds a certificate from the Pacific Coast Banking School through the University of Washington and  a Liberal Arts degree from DePauw University in Indiana.

Jeff Wishner, Managing Director, Keefe, Bruyette & Woods

Jeffrey J. Wishner is a Managing Director in the San Francisco office at Keefe, Bruyette & Woods. Mr. Wishner has over 25 years of experience advising West Coast banks, thrifts and financial institutions on mergers and acquisitions and capital raising transactions. Over that time period, Mr. Wishner has been involved in over 110 M&A transactions with over $23 billion in transaction value and over 95 capital raising transactions with over $11 billion of capital raised. Mr. Wishner is often an invited speaker at banking industry conferences to speak on M&A and capital market topics. Mr. Wishner joined KBW in 2002. Prior to that, Mr. Wishner worked at Putnam Lovell Securities and at Banc of America Securities (formerly Montgomery Securities) with the same industry focus. While at Putnam Lovell and Montgomery, Mr. Wishner executed financings and mergers and acquisitions primarily for depository institutions and specialty finance companies. Mr. Wishner holds a Masters of Business Administration degree from Harvard University and a Bachelor of Science degree in Finance from the University of California, Berkeley.

Derek Criswell, Partner, Moss Adams

Derek is the regional industry group leader of the Northern California Financial Services Group of Moss Adams. He has practiced public accounting since 1999 and is known for bringing high-quality, impactful solutions to his clients and exceeding their expectations. Derek is the lead audit partner on various financial institutions and SEC-reporting company audits ranging from de novo institutions, to multi-billion dollar institutions. Services he provides include financial statement and integrated audits, SEC filings, registration statements, credit reviews, internal control evaluations, due diligence, and board of director training. Derek is also a lead instructor for the firm’s community bank training programs and is a frequent presenter at financial institution industry conferences, including the Western Bankers Association, as well as a regular contributor to Moss Adams Insights articles and industry publications. In 2011 Derek received the People Metrics Brand Ambassador award, recognizing him for delivering premier service to his clients on a consistent basis. In addition to consistently providing premier client service, Derek is known for his effective communication and strong technical skills. Professional Affiliations Member, American Institute of Certified Public Accountants Member, California Society of Certified Public Accountants Board Member, The Risk Management Association – Sacramento Chapter Education BS, Accountancy, California State University, Sacramento (cum laude)


Chris Cook, FLG Partners    Eric Hall, FLG Partners




Who will benefit from attending: C-Suite management teams, Board Directors, Risk Managers





Via Zoom